7 Apr 2020

Real Estate Loans in a Pandemic: Even if there are houses for sale, Can I get a loan? Can I refinance with these low rates?

The Fannie Mae and Freddie Mac market is alive and well. That is loans up to $510k and in some high cost counties across the US, up to $765,000. Rates are the lowest in a long time. No changes have been made yet to underwriting guidelines. Jumbo loans, which are loans above the Fannie and Freddie loan amounts, is starting to tighten. Bank of America has announced That Santa Clara County and Santa Cruz County

7 Apr 2020

How Have Epidemics and Pandemics Historically Impacted the Real Estate Market?

As we navigate the enormous changes that COVID 19 is bringing to how we work and live, many industries have essentially gone dark, closing down while they wait out the storm. Naturally, homeowners and real estate professionals are wondering how this pandemic is going to impact their industry and investments. The best way to assess how the future will pan out is to take a look back at our history to find out how other

7 Apr 2020

Paying Your Rent or Mortgage Amidst the COVID-19 Pandemic

Since the outbreak of COVID-19, businesses have been shut down, thousands have been laid off from their jobs, millions have applied for unemployment, and people have been asked to stay at home until the pandemic is under control. With all of this being said, homeowners and renters are now faced with the challenge of paying rent, even if they do not have the income to pay. In this article we will outline government initiatives that

23 Mar 2020

How to find credible sources about the Coronavirus

It is very tempting to click every article or headline about the Coronavirus but we wanted to share with you some credible sources that will allow you to accurately educate yourself about the current conditions surrounding COVID-19 and avoid the spread of misinformation. The best practice is to trust, but verify. For information on COVID-19, I recommend these sources: CDC Coronavirus InformationJohns Hopkins UniversityNational Science FoundationNational Institutes of HealthWorld Health