First, your timing on buying a home can be variable or fixed. If it’s fixed, book your trusted advisor call with us so we can collaborate to create the best strategy for your home purchase. With a knowledgeable advisor who is a skillful communicator and a high-level negotiator, you can optimize your buying experience. If its variable, well, you might want to be patient, especially if you are all cash or have a large down
19 Oct 2022Fannie Mae sure thinks so. They expect home prices to fall next year. As the Federal Reserve policymakers struggle with inflation, Fannie Mae’s predictions are: National home prices to decline by 1.5 percent in 2023, and home sales predicted to fall by 21 percent. While the fight to control inflation by tightening the monetary policy continues, the slowing effect on the housing market of the higher mortgage rate environment is predictable and evident. Prices are
11 Aug 2022“Will the housing market crash?” (Question asked more now than ever on Google) The actual issue now is not are we in a downtrend real estate market, it’s how long will it last and how intense will it be?You are probably wondering: Will it turn around soon?Well, it is possible - though likely a unicorn event, and I don’t see a lot of unicorns on the street.If you are frozen with fear, that’s path to
7 Jul 2022Many things can drive down the value of your home. As a homeowner and a seller, you should be familiar with these factors. Some of them, like market situation, interest rates, and the economy, are beyond your control, while others are very much under your influence. So, to get the highest possible ROI, you must know the dos and don'ts of real estate when it comes to selling. To make this process easier for you,
31 May 2022Roof types are an important aspect of your home's design. They can go a long way in helping you determine the look and feel of your living space. If you are looking to remodel or even just update your roof, then it is important that you know about the different kinds of roofs available today. Asphalt Composition Shingles Roof A composition shingle consists of thin layers of asphalt or other materials with a paper face.
26 Apr 2022After more than a decade in the real estate industry and working as a broker in central California, I have fine-tuned my answer to these questions and would like to share my insights into how real estate agents can use “tactical empathy” to negotiate on behalf of their clients.
8 Feb 2022Unfortunately, water damage is not always the homeowner’s fault but instead may be due to the actions of a neighbor. In such circumstances, you must determine who is responsible for covering the costs associated with the damage.
8 Feb 2022With the problems that could arise from lead in the home, the question remains, how can home buyers protect themselves from lead poisoning?
24 Nov 2021The City of Capitola has been impacted by an increase in tourism along the Central Coast, and property owners are pursuing the opportunity to transition their homes into vacation rentals. Before jumping in, however, residents need to familiarize themselves with the City of Capitola’s rules and regulations regarding new and existing vacation homes.
24 Nov 2021Due to the city’s growth in popularity over the years, investors and homeowners are looking to leverage their primary, secondary, and investment homes by renting them out to tourists. However, this increased popularity has led to more city regulations. Anyone considering turning their home into a vacation rental needs to keep the following information in mind.
24 Nov 2021Located along California’s Central Coast, approximately 70 miles south of San Jose, Santa Cruz County enjoys a $1.1 billion annual tourism industry. Its beautiful beaches, stunning trails, and family activities bring visitors from all around the globe. As a result, more homeowners are interested in turning their properties into vacation rentals! Before venturing down this path, however, it is essential for people to understand what is permitted regarding vacation rentals in Santa Cruz County. Santa
22 Oct 2021If you're a resident of the Golden State, you are required by law to disclose specific details about your property to prospective buyers. You can share this information via the State of California, Department of Real Estate, Disclosures in Real Property Transactions form. You can use this form, also known as the real estate transfer disclosure statement (TDS), to "describe the condition of property and, in the case of a sale, to a prospective buyer
22 Oct 2021On October 1, 2021, a historic recalculation of flood insurance premiums by the Federal Emergency Management Agency (FEMA) went into effect, according to a two-phase process.
22 Oct 2021Did you know that you are responsible for anyone who steps foot on your property, whether you invited them or not? If you’re like most homeowners, you may not be aware of your responsibility to keep children and others safe in your neighborhood. You may believe that the safety of neighborhood children, as well as other visitors to other properties, is the responsibility of their parents (or other property owners). However, according to state law,
20 Sep 20213D tours leverage photos and videos to market a property. They offer viewers an opportunity to walk through the home without ever actually visiting it. However, these photos and videos occasionally reveal too much information and can pose a risk to the homeowner.
14 Sep 2021During the global COVID-19 pandemic, we have seen a massive rise in the number of home businesses. While some employees have shifted to a work-from-home model, these changes might cause issues in your community.
14 Sep 2021Research revealed how wildfires could have a volatile impact on the health of residents in surrounding communities via the water supply.
23 Aug 2021The global temperature is rising and poses an enormous risk to the world around us. CO2 emitted by fossil fuels is one of the largest contributors to the problem, accounting for 65% of global greenhouse gas emissions. To ensure our future's security, scientists have been assessing how to reduce global warming, limiting global temperature rise to 1.5°C or less per year, and the recent increased use of carbon capture technology is one possible solution. However, the effectiveness of this technique is still controversial. Here's what we know so far.
23 Aug 2021Inspired by the book Neighborhood Law by Emily Doskow and Lina Guillen, we decided to dig deeper into California laws pertaining to fences. We wanted to answer homeowners’ most frequently asked questions regarding property boundaries and sharing a fence with neighbors. Here’s what we learned.
23 Aug 2021The Santa Cruz County Board of Supervisors has been discussing the need for changes to the accessory dwelling unit (ADU) handbook for months with the expectation that outstanding issues would be resolved at this month’s meeting. However, the discussion will continue as the board rejected proposed recommendations at the August 10 gathering.
19 Jul 2021In 2020, the United States witnessed a real estate phenomenon. Interest rates dropped, home prices rose, and U.S. homeowners pulled out nearly $185 billion from their homes' equity through cash-out refinancing, representing the highest amount of equity pulled out since 2007. However, analysts are now warning homeowners to be cautious when pursuing a cash-out refinance. Here's why.
16 Jul 2021We recently wrote about the numerous moratoriums implemented by varying levels of government, including both federal and state agencies. The situation has continued to evolve, and governments are responding. Mostly recently, on June 28, 2021, California Governor Gavin Newsom signed legislation, AB 832, extending the state’s eviction moratorium through September 30, 2021 and providing debt relief for “Californians that have suffered economic hardship due to the pandemic.”
16 Jul 2021Most homeowners are unaware that their property could be legally taken from their possession by a trespasser. It sounds outlandish, but unfortunately, such a shocking transfer of ownership can happen, and property owners should be educated on their state’s laws regarding this process. Knowing the rules can help homeowners reduce the risk of losing their property unexpectedly or being taken advantage of.
25 Jun 2021A property’s value is often related to the view it offers residents. A home facing an ocean or lake often sells at an exponentially higher rate than its neighbor across the street. This is due to the simple fact that residents reap the benefits of waking up to a luxurious coastal view every morning. Unfortunately, pristine views are not guaranteed, and occasionally a neighbor can obstruct yours. Has this happened to you? If so, what
24 Jun 2021Typically, we think about air pollution as something that affects us most when we are outside — you probably imagine the kind of smoggy air you can see and smell, especially in cities with sizable manufacturing industries. It might surprise you to know that indoor pollution, which is less obvious, can be much more insidious and just as bad for your health — or even worse! These plants can help.
24 Jun 2021So what makes the crisis so bad in California, specifically, if the whole country is experiencing a housing shortage? One writer at the Cato Institute — Michael Tanner — points to “government regulations that drive up the costs of production” in California.
19 May 2021Most homeowners in California assume that the boundary lines of their property are located where noticeable structures separate the two parcels of land – for example, where a fence stands. However, the perceived location of a boundary line is not always accurate, and homeowners can occasionally run into problems as a result. Understanding boundary lines can be helpful for any homeowner who wants to avoid future litigation, and in this article, we draw on the
19 May 2021As we enter the summer of 2021, many COVID-19 restrictions are easing up, vaccines are widely available, and Americans are breathing a sigh of relief. It's nearly vacation season, and Santa Cruz County is becoming a hot spot for prospective travelers. This year, the season brings especially good tidings for homeowners: according to the county guidelines, travel restrictions and the moratorium on new vacation rentals have been lifted! As a result, property owners in Santa
19 May 2021When the pandemic hit, the Centers for Disease Control and Prevention (CDC) foresaw widespread financial hardship for Americans and established a moratorium on evictions. For the past seven months, that order has fueled a battle between the Alabama Association of Realtors and the United States Department of Health and Human Services. According to the Alabama Association of Realtors, the CDC overstepped when it extended renter protections to include non-federally-funded rental housing. The moratorium order prohibits
12 Apr 2021Last month, we explored how to deal with a neighbor who injures or destroys your landscape, specifically a tree on your property. This month, we are reviewing how to deal with a neighbor's problematic tree. In this section, we pull from the book Neighborhood Law by attorneys Emily Doskow and Line Guillen by sharing what you as a homeowner can do about encroaching branches and roots and unsound limbs and trees. Concerns with Trees If