27 Feb 2018

Tax Cuts and Jobs Act: Benefits for Real Estate Investors and Land Lords

A reduction in incentives for homeownership results in strong demand in the rental market. This fact, and a new deduction on taxable income of pass-through companies suggests that landlords and other real estate investors stand to benefit from the new law.

24 Jan 2018

Changes to Look out For in the 2018 Real Estate Market

We recently wrote about predictions for the 2018 housing market. This article is an extension of our previous post, and covers two important legislative battles that are gaining momentum.   Rent Control: Rent control legislation proposals are popping up on a state and local level. According to this article, Assemblyman Richard Bloom (D-Santa Monica) will be proposing legislation on January 11th to repeal Costa-Hawkins, which would allow local governments to implement new rent control policies. Additionally,

19 Jan 2018

The Final Tax Cuts and Jobs Act and Real Estate

The Tax Cuts and Jobs Act has been signed into law. There were some big "wins" in the final bill from the perspective of homebuyers, owners, and real estate investors. However, the bill removes important incentives for homeownership and may have an adverse impact in some markets. According to the National Association of Realtors, home prices will grow at a slower pace of 1-3% nationally. Unfortunately, some local markets in high cost, higher tax areas

5 Jan 2018

What’s Coming: the 2018 Santa Cruz Real Estate Market

At the beginning 2018, there are some important changes on the horizon for Santa Cruz Real Estate. The Tax Cuts and Jobs act, which is making its way through the House and Senate, will be a major determinant of 2018 housing market health. We've written about its potential impact on the California real estate market in a separate blog post, and will provide regular updates on this topic. Here, we summarize some other major factors

7 Dec 2017

How the Proposed Tax Reform Can Affect Your Real Estate

  On Thursday, November 9th, Republicans in the Senate Finance Committee released an outline of their version of the "Tax Cuts and Jobs Act". Just one week earlier, the Republicans' congressional House Ways and Means Committee released the original version. Both pose a threat to homeownership as we know it today. Here is a short summary of how both may affect your real estate.   Mortgage Interest Deduction The house bill will keep the mortgage

23 Aug 2017

Your Credit Score Just Increased by 20 points (Maybe)

Great news! Home buying just got a lot easier. A combination of two major changes in credit reporting and lending criteria could help tens of millions more individuals and families to qualify for a home loan.   In 2012, the Federal Trade Commission determined that at least 20% of those surveyed had at least one error in their credit reports from one of the three major credit reporting agencies, Equifax, TransUnion and Experian, which had negatively affected their credit

19 Jan 2017

Using Online Tools to Make Informed and Profitable Home Buying Decisions

In our newsletters, we have provided an array of useful online tools for you, the buyer, to help you to make more informed, precise and profitable decisions than ever before without leaving the comfort of your home. In this post, we have created a narrative, accompanied by these online tools, to support you in the path to homeownership. We will help you: Secure a mortgage. Find down-payment assistance programs if necessary. Make wise choices about the cost of

14 Dec 2016

2017 Santa Cruz Real Estate Market Predictions

It’s amazing that we are at the end of another year. Here at Schneider Estates we have much to be grateful for. Most of all, we are so grateful for you. You allow us to do what we love everyday. From helping younger couples find their first homes to ensuring seasoned investors find good deals and everything inbetween, we are honored to get to work with you and help you to make wise, informed real estate

16 Aug 2016

Zero Energy (Net-Zero) Homes

In simplest terms, a zero net energy home is a building that produces as much energy as it consumes over the course of the year. With Federal and Statewide initiatives in place, it is very likely that more energy efficient and net-zero homes will become a new norm in the near future.   Since 2008, the U.S. Department of Energy’s (DOE) has coined the term “Zero Energy Ready Home” which is identified as a home

5 Jul 2016

BREXIT: Why Stay, Why Leave, and How does it impact the US Real Estate Market?

Arguments For and Against the BREXIT:   Reasons for leaving: The EU threatens Britain's Sovereignty – supports of this viewpoint reference the trend of an increase in EU authority over the past few decades. For example, in matters of competition policy, agriculture, and copyright and patent law, EU rules overrule national laws. The EU is able to impose regulations on its members, some of which BREXIT supporters claim are overly burdensome and cost the British